Why Choose LuminiX?

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Secure & Compliant

UK-registered with a focus on AML/KYC standards.

Fast & Efficient

Rapid onboarding and streamlined payment processing.

🔍

Transparent Operations

Clear fee structures and auditable transaction logs.

🎧

Dedicated Support

24/7 expert assistance for all merchant needs.

About LUMINIX

LUMINIX LTD is a UK-registered private limited company supporting compliant digital merchant services, business payments, and treasury operations. We focus on transparency, AML/KYC hygiene, and risk-aware growth.

Registered in England & Wales

Company No. 16686033 • Certificate of Incorporation available on request.

Merchant-first

Designed for scalable P2P volumes with staged limits and audit-ready logs.

Transparent

No hidden fees. Clear SLAs and fair-use policies aligned with banks/PSPs.

Our Services

We provide merchant-focused financial solutions designed to support businesses with secure and transparent operations.

Merchant Services

  • Digital payment solutions for SMEs and online traders
  • Multi-currency settlement support
  • Partnerships with trusted PSPs and banking providers

Business Payments

  • Cross-border and domestic transactions
  • Invoice and reconciliation support
  • Transparent fee structures

Treasury Operations

  • Liquidity management across fiat and digital assets
  • Proprietary trading for own account only
  • Compliance with UK AML/KYC standards

Market Insights

Stay informed with our latest market analysis and trading insights.

Market Analysis

Our team provides regular market analysis to help you make informed decisions.

Trading Strategies

Learn about effective trading strategies from our experienced team.

How it works

  1. Submit your details and pass KYC/AML checks.
  2. Activate your preferred PSPs/banking partners.
  3. Start with staged volumes and automated logs.
  4. Export reports for accounting & tax.

Who we work with

Registered merchants, SMEs, and liquidity providers operating within UK/EU compliance guidelines.

Compliance & Risk

Bank-style controls without friction. We align with UK AML/KYC standards and fair-use policies of payment partners.

KYC / KYB

Directors & PSCs verification, proof of address, business rationale, and source of funds/wealth as needed.

AML Monitoring

Pattern checks, limits, and documentation to keep flows explainable and auditable.

Data & Security

Minimal data retention, encrypted storage, and access controls on a need-to-know basis.

Do you support non-UK residents?

Yes. We work with non-UK directors subject to successful KYC/KYB.

Which partners can I use?

We are partner-agnostic. Popular picks include Wise, Revolut, Skrill, Payoneer, and selected EMI/banks.

Can you help with staged volumes?

Yes, we provide risk-aware volume ramps and templates to keep activity consistent and explainable.

Tax & reporting?

We provide exports suitable for UK accountants. You remain responsible for filings (Accounts & Corporation Tax).

Do you work with digital assets?

Yes. We conduct treasury operations strictly for our own account via regulated platforms and partners. We don't custody client assets, offer brokerage, or operate an exchange.

How fast is onboarding?

Typical onboarding under 30 minutes once documents are ready; some partners may take longer.

Contact us

Tell us about your use case. We'll reply with the next steps and a checklist.

Merchant Services
Merchant Services Business Payments Treasury Operations

Company

LUMINIX LTD
Company No. 16686033
Registered Office: 71–75 Shelton Street, London, WC2H 9JQ, United Kingdom

Email: contact@lu-minix.com